edit Side Note thanks /u/eoliveri: For more advanced investors, I should note that VTI, since it's an ETF it can be shorted and you can write options on it. Intra-day trading: If you want to be able to buy and sell shares within the trading session, you should choose ETFs. For inflation-protected bonds, Fidelity offers Fidelity Inflation-Protected Bond Index Fund (FIPDX) with a 0.05% expense ratio. If so, you should prefer putting bonds in there, since they have a lower expected return and withdrawals from pre-tax accounts will be taxed as ordinary income. The backbone of a three-fund portfolio consists of a domestic stock fund (usually the S&P 500 or a total stock market index fund), an international stock fund, and a U.S. bond fund.. For Fidelity investors, there are many international stock funds to choose from, which can make it difficult for new investors to decide which one they should buy. ETF University is a complete series of articles that walks you through the basics of ETFs, teaching you everything you need to know to get started with … VTIAX has a $10,000 minimum initial purchase and is priced once a day. Bogleheads are die-hard fans of Jack Bogle and index fund investing in general - Jack Bogle founded Vanguard, is the father of index funds and an all-around inspiration for people who want to engage in passive investments (generally stocks and bonds) for a long-term return that will beat active alternatives. My inclination is a 'keep it civil' rule rather than a 'no politics' rule. ETF Alternatives To This Mutual Fund In the tables below, ETFdb.com presents recommended exchange traded fund (ETF) alternatives to the mutual fund VDIGX. S Fund: U.S. Small-/Mid-Cap Stocks Which one is a better choice? At least scottrade has an option to reinvest dividends from any fund to any other fund. Hard to beat the low fees, broad portfolio, and simplicity. VTIAX’s International Small Cap Tilt: By The Numbers You can see the impact of this tilt towards smaller companies when you compare the two funds’ stats: Median size of the companies VTIAX invests in is $27.2 billion, versus $31.5 billion for VFWAX Many Vanguard index funds are eligible to convert to ETFs as Vanguard has a unique share class structure that allows this process to occur without taxes if it is completed while you hold the securities at Vanguard. The ticker symbols for those ETFs are VTI (Vanguard Total Stock Market ETF) and VOO (Vanguard S&P 500 ETF) and I wrote an entire post where I compared the two as investment vehicles. Taxable VTSAX/VTIAX may have slight advantage. These recommendations are powered by ETFdb's Mutual Fund to ETF Converter tool. Compare VTIAX to Popular International Large-Cap Blend Equity Funds and ETFs Overview Income Profile Income Risk Returns Profile Allocations Expenses About Name Price Net Assets LTM YIELD & DIVIDEND YTD Exp Ratio Vanguard Total Intl Stock Idx Fund. 0 Why I Don’t Invest in VTSAX … But My Kids Will This post may contain affiliate links. There are three versions: Vanguard Total Stock Market ETF If you prefer an ETF, you can buy Vanguard Total Bond Market ETF (BND, expense ratio 0.035%) or iShares Core U.S. Admiral funds, usually need 10k for the expense ratio to be the same. 1. See how 9 model portfolios have performed in the past. VXUS and VTIAX … Vanguard has been a huge advocate of index investing throughout its history. The mutual fund only buys the shares at end of market close (closing price = buying/selling price). VGTSX has an expense ratio of 0.18%, 83% lower than the … Data provided by XTF Inc. except where noted. Fidelity Freedom Index 2005 Fund(FJIFX, 0.12% net expense ratio) … (See also: ETFs Commonly Found in … (in fact, you can automatically reinvest dividends at probably every major brokerage firm). See Vanguard Total Intl Stock Idx Fund … ETF Alternatives To This Mutual Fund In the tables below, ETFdb.com presents recommended exchange traded fund (ETF) alternatives to the mutual fund VWIAX. That would put you at 80 : 20 stocks : bonds aged 40. international at 25% of your stocks would give you 60 : 20 : 20. ETF’s will typically fall into a commission fee category which means that you’re likely to be charged a trading fee for buying and selling ETF’s. My Roth IRA and my wife’s IRA’s are all in VTWAX. You can literally start with just $1 and instantly have a low-cost globally diversified portfolio. ETFs are subject to market fluctuation and the risks of their underlying investments. In taxable, I would absolutely split US and international, because total world is not eligible for the foreign tax credit (at least not right now). We need a VTIAX+VTSAX vs. VTWAX bullet somewhere in a wiki or sidebar. Related: ETF vs Mutual fund? A mixture of VTSAX and short/mid term corp bonds in the retirement accounts. I am looking at two candidates, VTIAX and VXUS. What don’t you like about the target date funds? ), especially in taxable accounts (keep this in mind for later). but as /u/IncendiaryGames pointed out, do check out the liquidity as it seems currently VTI does not have a huge options market. ETFs are subject to management fees and other expenses. It has the minimum investment requirement of $10,000 . This makes tax-loss harvesting easier and also allows me to claim the foreign tax credit, which would not be possible with VTWAX in taxable. VTSAX and VTIAX is what I do (at age 31) and is my plan for quite a while. 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